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 Products/Services Conservative, aggressive and everything in between. No matter what type of investment you need, Securities America offers it. Talk with your Representative to see what will work best for you and your goals. Then, together you can choose from these investments: Mutual Funds Mutual funds provide you with the benefits of professional management, diversification and liquidity. They are investment management companies that pool money from shareholders and invest that money in a diverse portfolio of securities -- such as common stocks and bonds. Securities America offers thousands of individual mutual funds sponsored by leading investment firms.  Stocks When you purchase stocks, you're buying a share of ownership in a company, giving you the right to receive dividends, and a vote in choosing the board of directors. You can choose between a preferred stock and a common stock. A preferred stock owner has priority over common shareholders for dividends. Bonds Bondholders are creditors of the issuing company, not owners. Bonds pay an interest rate, have a maturity date and are designed to return your principal at maturity. Annuities Annuities are long-term investments with one distinct benefit: They give investors a payout choice, where you receive a lifetime income that cannot be outlived. You can arrange for periodic payments over your lifetime or over the lifetime of you and another person whom you designate. These payments continue even if they exceed your principal and earnings. You can choose fixed annuities -- which are insurance contracts in which the insurance company makes fixed dollar payments to the annuitant for the term of the contract. Or choose variable annuities, in which the insurance company guarantees a minimum total payment to the annuitant at the end of the accumulation stage. Variable annuities can fluctuate, and earnings accumulate and compound on a tax-deferred basis until withdrawals begin at retirement.  Bank Deposit Sweep Program The Bank Deposit Sweep Program is a core account investment vehicle used to hold your cash balance while awaiting reinvestment. The cash balance in your Brokerage Account(s) will be automatically deposited or "swept" into an interest-bearing FDIC-insured Program deposit account. In order to be eligible for the Program, each beneficial owner of your Brokerage Account(s) must be a natural person. For more information about the Program, click here. And more You have other choices as well, such as managed accounts, direct participation programs, real estate investment trusts, certificates of deposit, options, unit investment trusts and more. Talk with your Personal Financial Representative to find out which is the best choice for you. |
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